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February 26, 2009 Do you know how to spot a scam?Posted: 11:29 AM ET
Business Correspondent Jennifer Westhoven It didn’t take long for the criminals to try and use the latest headlines to rip you off.
Don't end up here due to some online scam. I got this email yesterday, from scammers posing as the IRS, offering to “help” me get my stimulus money. Surprisingly, thousands of people are still falling for these phonies. Can you spot the red flags? From: Internal Revenue Service [taxrefund@irs.gov] After the last annual calculations of your fiscal activity we have determined that you are eligible to receive a Stimulus Payment. Please submit the Stimulus Payment Online Form in order to process it. To submit your Stimulus Payment form, please download the document attached to your email. See how they even tried to mimic the IRS' website? But the IRS will *never* contact you via email about something official. So right off the bat, you know this is fake. I never opened the "form" – That would be like asking a vampire to come on in! But it’s easy to imagine what they would ask you for – your social security number, maybe your bank router number. They say they want to send you money - more like steal your money. See that word "download." That’s like a stranger saying, "C'mere kiddie, step into my car." Run! The download could have a virus or malware or who knows what. If you want to turn the tables on these guys and get the IRS on their tail, forward these emails to the *real* IRS – phishing@irs.gov. And finally – anytime a "bank" sends you an email saying they want to get you money quickly and easily - start sniffing. Odds are, there’s a stink somewhere in the room. Filed under: Your Money
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